Insurance Blog
Is My Small Business Big Enough For Key Person Insurance?
July 4, 2020
Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to...
Does My Auto Insurance Cover My Trailer?
July 1, 2020
Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash....
How Early Should I Start Investing In My 401(k)?
June 28, 2020
The sooner you start putting money into a 401(k), the better. If you are in your 20s or 30s, retirement may be low on your...
Will My Health Insurance Cover Cosmetic Procedures?
June 25, 2020
Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery...
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance
June 22, 2020
Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s...
How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?
June 19, 2020
Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as...
Avoid Common Home Accidents During The Summer
June 16, 2020
Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents...
Short-Term Disability Coverage Vs. Long-Term Disability Coverage
June 13, 2020
Short-term disability and long-term disability are both designed to protect your income in case you are unable to work. However, there are differences in the...
What Happens If You Don’t Have Any Health Insurance?
June 10, 2020
Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a...
I’m Young & Healthy: Do I Really Need Life Insurance?
June 7, 2020
If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you...